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Irrespective of size, finance is necessary for every business in the world. Some businesses struggle with a shortage of funds and financial constraints. Such businesses need business finance to grow. Businesses use finance for a variety of purposes, like acquiring new assets, hiring more staff to boost production, business expansion, working capital, and paying off existing debt through refinancing. External Funding for Expansion Businesses need loans from financial service providers like banks at reduced interest rates for business expansion. To avail of a low-cost loan, the business needs to show collateral, or an order book, and expected revenues to repay according to the set terms and conditions. To make your financial statements appealing and correct, you can avail yourself of the services of financial experts at Joseph StoneCapital . Banks mainly check a business’s repayment capacity when granting a loan. It considers the borrower's credit score as well as the borrow